The federal government has expanded access to protections for spouses of reverse mortgage holders who are not named in the loan document, allowing more such spouses the ability to stay in their home if the borrowing spouse dies or moves... More »
Medicare prescription drug (Part D) plans can have a coverage gap—called the “donut hole”–which limits how much Medicare will pay for your drugs until you pay a certain amount out of pocket. Although the gap has gotten much smaller since Medicare... More »
A “Revocable Living Trust,” is often suggested as a Will substitute and an estate planning tool that will protect an individual’s assets, ensure they are quickly passed on to beneficiaries upon death and avoids creditor claims. A trust is referred... More »
To qualify for Medicaid coverage of long-term care, you must satisfy very complicated financial eligibility rules—rules that often can be traps for the unwary. One of the most significant traps is Medicaid’s right to recover its expenses from your estate... More »
With Covid-19 proving to be deadlier to people with intellectual and developmental disabilities (I/DD) than just about any other group, it is little wonder that they, their families, and caregivers are eager to sort fact from fiction when it comes... More »
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